Why I Oughta...

Early in 2015, I signed up for a Digit.co savings account , but it wasn't until last fall that I really paid it any attention.  It was then that I configured/turned back on/confirmed and linked all the right account pipes to actually make the thing work properly.  I'm 102 transactions in at this point and the app has saved over $800. If you're not familiar with Digit Savings , here's a bit more that explains how things work: I won't go into the minutia of how Nat and I work our banking/checking/savings accounts, but for the purpose of Digit, I isolated the app away from certain accounts and had it focus on a checking account that has just one debit card that I carry in my wallet.  Isn't always the card I use nor is it the account that has the most action in it.  So...just stating that because if you watched the video above, you now know that the Digit Savings App is *supposed* to be 'smart' and monitor your account and studies spending history.

Each January, I take in my change jar to Harris Bank where they tally it up for me.  Starting last January, the proceeds have been heading to a savings account we set up for the Babe.  Prior to that, I think I just stuck it in my checking account and went on with my merry way.   I keep a quart mason jar on my desk and every time I have a few coins in the bottom of my pockets, I try to stick them in there. This year, the total was $19.60. Plus a few Canadians and a green marble (all of which I put back in the bottom of the jar). Which, when looking at the online records from last January, was pretty light.  2009's haul was more than double that at $53.51.   Maybe that's an indication that either I was spending less cash this year or that I was better about using available coins during my transactions.  I'm not sure.  But...next year, we'll have a third data point and that means we can start to claim things are starting to "trend"!